Pay day is a nice day when we get to pay for our work. We usually take a sallery at the end of month (pay day). I believe all of us will be happy when we take the sallery but after a few momment, pay day is become a mayday why ? we usually have to pay all of our loan, credit cards, rent on 1 or 2 days after pay day and that's why after we are happy on a pay day, we become a sad man on the day we have to pay all our credits.
So, we have to manage our money as soon as possible.We believe with our correct plan for budgeting the money, we will be happy, relax, calm forever. How to budget or to manage a money is the key for succesfully life.
At first (equilibrium asumpt) when we get a sallery, we are ready to manage post per post of our expenditure. For example for macro budget : 50% for consumption, 15% for paying loan or credits, 5% for exetra items, 15% for saving, 5% for charity and 5% for investment. You have to break down this budget into your consumption asumption per day, saving for the future, percentage for any loans and credits. You have to faith your self to success this plan. Success for manage your money is depend on your strong comitment to follow your plan.
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